Raj Fernando Continue Development of Chopper Trading

One of the premier trading firms in the world over the past decade has been Chopper Trading. Raj Fernando, a seasoned trader who was looking to branch out on his own, formed Chopper Trading in 2004. Raj Fernando started his career in the late 1990s when he worked at the Chicago Board of Trade and later the Chicago Mercantile Exchange. In these roles he gained a significant amount of market knowledge, a client base, and trading skills, which have helped him to make Chopper Trading very successful.

One of the ways that Chopper Trading differs from every other trading firm is that it has a different approach when it comes to hiring talent. Many trading firms end up focusing on getting people from the best schools and those that have the best grades or spent years working at other top firms. While education and experience are important option the firm, they are more concerned with building and maintaining a positive work environment. The firm is far more focused on ensuring that all of the personalities blend and that people can be friendly before, during, and after the trading day.

While the company is focused on hiring people that have financial backgrounds and experience trading, they also consider the technology aspect of their firm to be very important. The company has one of the largest technology department in the industry, which allows it to develop and implement the best trading platforms in the world. This gives the firm the ability to recognize patterns and review trading strategies faster than their competitors.

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Assisted Living On Your Terms at The Manse on Marsh

When someone enters The Manse on Marsh, they are entering the next chapter in their life. For some people, that is very exciting and something they look forward to with a great deal of confidence and excitement. For other people, it is something that puts a lot of fear into them and something they dread. They have become accustomed to their way of living and living life the way they see fit. They are not keen on changing it anytime soon. As the old expression goes, if it is not broke, why fix it? However, sometimes they just need a little help and living on their own is no longer in the cards.

They don’t have to enter an assisted living facility kicking and screaming, however. They can enter it with confidence. They can know they are in good hands and they are going to be taken care of the right way. The only thing that is going to change is their location. Other than that, almost everything is exactly the same and that is a good thing. There will be some changes along the way, as that is natural, but for the most part, they can be themselves and be comfortable.

One must remember that The Manse on Marsh has won “The Caring Star” award and this is based on reviews and how they handle their residents. If anyone is unhappy about their stay there or anything is not to their liking, they can voice their opinion. That rarely, if ever, happens, but if it does, they can rest easy knowing they will be heard, listened to, and the proper adjustments will be made. That is why they are winning awards and people are happy.

People like to have their voice heard and they like to feel like people care about what they have to say and it matters to others. It is not going to get overlooked, ignored, or just put in a big pile of papers. They will rectify it as soon as possible. However, again, these types of things do not happen at the Manse On Marsh.

Florida’s Education Reform Program Is The major Success Of The Work Of Dick DeVos

Around 30 years ago Dick and Betsy DeVos began touring schools in the Michigan area seeking to explore them many educational options open to them for their own school age children; 30 years later and now retired from his role with AmWay I was pleased to read about the continued efforts of Dick DeVos in the area of education reform. Dick continues to fight for eductaion reforms to add to the programs in 17 states across the U.S. that allow school vouchers and choice to be used by all parents within their jurisdictions; an interview with Betsy DeVos in Philanthropy Roundtable gave me a better insight into the thoughts and ambitions of the DeVos family in terms of education reform across the U.S. In my own view, and in that of Betsy DeVos the major leaps forward made in education reform in the state of Florida will be the main legacy of Dick in the future as over 50,000 children now attend the school chosen by their parents for them based on an educational choice program. Dick has been a major supporter of Republican politicians and conservative cause, but I was pleased to hear both he and Betsy DeVos are willing to cross party lines, as they did in Florida, to make sure as much support is found as possible for the educational reforms they have backed for more than three decades.


I have always been impressed with the business choices made by Dick DeVos over the course of his career, including his first executive role with the AmWay Group that saw him increase international trade for the company from five percent to over 50 percent of business. Wikipedia provides information on the career of Dick DeVos, and gave me the chance to discover the important works Dick DeVos has completed since he began working with AmWay in the 1970s. Dick believes the community should have the best possible options in all aspects of life and took it upon himself to head up the Regional Air Alliance of West Michigan that looked to fill the hole left by the decision of many airlines to leave the area. These roles have impressed me greatly as I have looked in more depth into the life and good works of this Grand Rapids, Michigan native.


Adrián José Velasquez Figueroa Shares His Photography Tips

Most modern smartphone cameras are designed to provide a seamless experience on Facebook. Still, there are some of the most important basic tips that we forget when taking pictures. Accordingly, here are ten simple strategies to improve your next shot.

1. Modern smartphones are well-equipped to handle most types of photos, therefore, it is better to take your time to get the best shot.

2. Most basic photography classes teach about the composition function. Basically, these five elements are texture, symmetry, pattern, lines and depth of field says Figueroa. Do yourself a favor by spending 10 minutes reading about these to improve your photography.

3. By zooming on the target, you can get a clear and bright picture. If you don’t have the zoom function, try to get as close to the subject as possible.

4. Most of us try to use the flash anytime we take pictures. Try to take a picture without a flash, whenever possible, because flash can create strange shadows and highlights.

Read more: Adrián José Velasquez Figueroa: 8 formalidades para frescos empresarios en Panama

5. If your smartphone does not have enough functions to improve the photo, try installing a good third-party camera app. You will be surprised by the improved results.

6. Most of us never read the camera manual on At least, make it a priority to read the owner’s manual whenever you buy the camera because it will give you a lot of tips that you missed.

7. If possible, don’t change the HDR, High Dynamic Range, function of your camera because it will affect your pictures. Only if you are a professional or want to experiment with pictures, it is practical to switch off the HDR.

8. Don’t overuse the filter in the camera. Despite the fact that these filters may help achieve better results, only use them if you have specific theme in mind.

9. Learn to edit or watch an online video because a simple edit of the photo can do wonders to the final results.

10. Most importantly, keep the lens clean because there may be countless invisible stains in the lens that may affect your picture taking abilities.

About Adrián José Velasquez Figueroa

Adrián is a native Venezuelan entrepreneur who fell in love with Panama. Currently, he holds five prominent positions in the country guiding multiple companies in various matters related to business and finance. He is also very fond of helping young entrepreneurs who are seeking to establish their own businesses. In Panama, Figueroa is also actively assisting business communities to develop partnership with local and international companies.

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David Osio’s Real Estate Group Launches New Mobile App

“Davos CAP Calculator” is a mobile application whose aim is to estimate returns for clients on real estate investments, created by the Davos Real Estate Group. This group is an independent company that is part of the Davos Financial Group, which offers financial advice on an international level.


Davos Financial Group has an objective to focus on creating investment strategies that meet the desires of each client by providing high quality service and highly experienced professionals that specialize in each of the services they provide.


Executive Director of Davos Real Estate Group, Gerald Gonzalez, has been working for many months with the company Tecknolution on designing and developing this new application tool. It allows an individual to estimate gains of an investment property after associated expenses are taken into consideration.


This new application is available on iPhone and Android devices. It is only the beginning of a series of apps, according to Davos Real Estate Group. These series of apps will allow individuals to identify properties through your device and the ability to forward real estate reports to your agent via interactive chat.


David Osio, the founder of Davos Financial Group, believes that there was a need to develop a mobile app that allows the company to assist them in guiding their clients while they are investing in real estate throughout the country. The application is a very innovative tool that allows investors to have a clearer financial vision whilst purchasing properties.


Customers can estimate prices or rent on properties that suit client’s projected incomes the best. There will be a mortgage calculator on the app that allows clients to estimate their mortgage based on projections by the bank, the associated rate of interest and the funding period.


David Osio is the Executive Director of Davos Financial Group, in addition to be its founder. Prior to that position, he earned his law degree from the Catholic University Andres Bello in Venezuela. He has a tremendous understanding of financial practices across the multi-faceted financial industry.


David Osio has also studied at the IESA and the New York Institute of Finance, where he studied Shares Portfolio Management and Banking. He has had an outstanding career as a Legal Advisor in the private banking division of the Latino International Bank (BLI). In less than two years at the position, Osio moved up the ranks to Vice President of Commercial Banking.


In 1993, Osio decided to part ways with the BLI and founded Davos Financial Group, a corporation of independent companies dedicated to giving financial advice to customers.

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